Binance Margin Trading Fees: Borrowing Rates and Trading Costs — Colombia Guide
Understand Binance margin trading fees including interest rates, trading fees, and liquidation costs. Tailored for Colombia traders with COP deposit methods.
For Colombia Traders
This guide is tailored for traders in Colombia. Sign up with referral code RATE20 for a 20% lifetime fee discount. Deposit COP easily using local payment methods: Bank Transfer, Nequi, Daviplata.
Colombia's crypto market is expanding with multiple P2P payment options.
Margin Trading Fees on Binance
Margin trading on Binance involves two types of fees: trading fees and borrowing interest.
Trading Fees (Same as Spot)
Margin trading uses the same fee schedule as spot:
- Maker: 0.10%
- Taker: 0.10%
- Referral discount, BNB discount, and VIP tiers all apply
Borrowing Interest Rates
When you trade on margin, you borrow funds and pay hourly interest:
| Asset | Daily Interest | Annual Rate |
|---|---|---|
| BTC | ~0.01% | ~3.65% |
| ETH | ~0.01% | ~3.65% |
| USDT | ~0.02% | ~7.30% |
Rates are variable and change based on supply/demand.
Cross vs Isolated Margin
| Feature | Cross Margin | Isolated Margin |
|---|---|---|
| Collateral | Entire margin wallet | Per-position |
| Risk | Higher (shared) | Lower (isolated) |
| Leverage | Up to 3x | Up to 10x |
| Interest | Same rates | Same rates |
Liquidation Fees
If your position is liquidated, Binance charges a liquidation fee:
- Cross margin: 2% of position
- Isolated margin: Varies
Margin vs Futures: Which Is Cheaper?
For leveraged trading, futures are generally cheaper:
- Lower base fees (0.02% maker vs 0.10%)
- No borrowing interest (funding rates instead)
- Higher leverage available (up to 125x vs 10x)
Most traders prefer futures over margin for leveraged positions.
How to Deposit COP on Binance
- Go to Trade → P2P on Binance
- Select Buy USDT with COP
- Choose a payment method:
- Bank Transfer
- Nequi
- Daviplata
- Select a verified merchant and complete the trade
- Use your USDT to trade any cryptocurrency on Binance
Verify Before You Sign Up — Don't Get Scammed
Many sites advertise fake referral discounts that don't actually apply. Before signing up through any referral link, always verify the referral code and discount rate shown on the Binance registration page. Here's proof of our verified referral:
- Referral Code: RATE20
- Trade Rebate: Up to 20% on every trade (lifetime)
- New User Bonus: Up to 600 USD
If the registration page does not show these benefits, do not proceed. Only sign up when you can confirm the referral code and discount are applied.