How to Create a Binance Account in 2026 (Complete Guide)
Step-by-step guide to signing up for Binance with a referral fee discount. Includes KYC verification, security setup, and first trade tips.
Read the thesis, keep the return path, and preserve the execution edge
A strong crypto finance column should make the next read, the validation route, and the fee-aware action path obvious before the first scroll gets noisy.
What this column should help you decide
Use the opening map to decide whether you should keep reading, validate through the desk, or move into the fee stack before acting.
Keep the strongest thread one click away
This read should leave behind one clear thing to reopen so the next visit starts with context instead of random scrolling.
Save this column or open another desk route to start building a reusable queue here.
Keep the fee math attached before this thesis turns into a trade
A better referral surface is one that appears next to clear cost discipline and a surviving thesis, not as a detached signup prompt.
- Read the highest-pressure section first.
- Validate through desk context or ETF flow.
- Only then open the fee stack and signup path.
Decide When This Column Should Pull You Back
The strongest finance columns earn the next visit by assigning a clean reason to come back before the reader leaves.
Pick one window so the next visit has a job before this session ends.
Keep The Referral Edge Attached To This Thesis
Keep the discount, the fee math, and the next return trigger in one compact execution layer.
Copy it now, then keep the signup path for the moment the fee math still works.
Estimate how much fee drag the referral can remove before you build a habit around higher costs.
Assumes a base 0.10% spot fee and a 20% referral discount.
Rough estimate versus paying the standard 0.10% spot fee.
Keep the code copied only if the market read and the fee math still both look worth acting on.
What this column will help you decide
Use the outline below as a quick decision map, then jump into the section that matters most to your next move.
If the thesis survives this read, check the fee stack before execution.
Open Fee Calculator
Binance is the world’s largest cryptocurrency exchange by daily trading volume. In this guide, we’ll walk you through creating an account with a lifetime fee discount applied automatically.
Before You Start
You’ll need:
- A valid email address or phone number
- A government-issued ID (passport, driver’s license, or national ID)
- A smartphone for two-factor authentication
Step 1: Use a Referral Link
The most important step is to start with a referral link. This locks in a permanent 20% discount on all trading fees. There’s no catch — you get the exact same account, just cheaper.
If you sign up without a referral link, you cannot add one later. So don’t skip this step.
Step 2: Create Your Account
Enter your email address and choose a strong password. Binance requires at least 8 characters with a mix of uppercase, lowercase, and numbers.
You’ll receive a verification code via email — enter it to confirm.
Step 3: Complete KYC Verification
KYC (Know Your Customer) verification is mandatory for all Binance accounts. Upload a clear photo of your ID and take a selfie. The automated system typically approves you in under 5 minutes.
Without KYC, you won’t be able to deposit, withdraw, or trade.
Step 4: Set Up Security
This is non-negotiable. Enable two-factor authentication (2FA) using Google Authenticator. SMS 2FA is also available but less secure.
Additional security measures to enable:
- Anti-phishing code: A custom word that appears in all legitimate Binance emails
- Withdrawal whitelist: Only allow withdrawals to pre-approved addresses
- Device management: Review and remove unknown devices
Step 5: Make Your First Deposit
You have several options:
- Crypto transfer: Send BTC, ETH, or USDT from another wallet
- P2P trading: Buy crypto directly from other users with local payment methods
- Credit card: Buy crypto with a card (higher fees apply)
Maximizing Your Fee Discount
Once your account is set up, take these extra steps to minimize fees:
- Buy some BNB — Enable “Use BNB for fees” in settings for an extra 25% off
- Use limit orders — Maker fees are often lower than taker fees at higher VIP levels
- Check your fee tier — As your trading volume increases, you’ll automatically unlock lower fee tiers
With the referral discount + BNB payment, your effective trading fee drops to approximately 0.06% — among the lowest in the industry.
Pause once before you turn this column into a trade
Good conversion on a finance column comes from verification, not urgency. This checkpoint keeps the thesis, the revisit plan, and the execution path in one frame.
Identify the one condition that would make this read weaker tomorrow.
Give the next visit a job before this session ends.
A saved thesis becomes more valuable when the reason to reopen it is specific and close to the live desk.
- Reopen the strongest section from this article.
- Cross-check it with the live desk.
- Only then revisit fees or signup.
Keep the lower-cost path close only if the thesis still survives.
The right execution cue here is not hype. It is a verified fee and signup path that appears after the read has already earned a second look.
- Confirm the thesis still holds after this review.
- Check whether fees change the trade quality.
- Only then keep the signup path in reach.
Verify Before You Sign Up — Don't Get Scammed
Many sites advertise fake referral discounts that don't actually apply. Before signing up through any referral link, always verify the referral code and discount rate shown on the Binance registration page. Here's proof of our verified referral:
- Referral Code: RATE20
- Trade Rebate: Up to 20% on every trade (lifetime)
- New User Bonus: Up to 600 USD
If the registration page does not show these benefits, do not proceed. Only sign up when you can confirm the referral code and discount are applied.
Related Articles
Where To Go After This Column
A strong column should close with one next read, one return queue, and one execution path that is easy to reopen.
Where this read should take you next
Open one broader desk page and one execution page before the thesis leaves working memory.