How to Create a Binance Account in 2026 (Complete Guide)

Binance is the world’s largest cryptocurrency exchange by daily trading volume. In this guide, we’ll walk you through creating an account with a lifetime fee discount applied automatically.

Before You Start

You’ll need:

• A valid email address or phone number
• A government-issued ID (passport, driver’s license, or national ID)
• A smartphone for two-factor authentication

Step 1: Use a Referral Link

The most important step is to start with a referral link. This locks in a permanent 20% discount on all trading fees. There’s no catch — you get the exact same account, just cheaper.

If you sign up without a referral link, you cannot add one later. So don’t skip this step.

Step 2: Create Your Account

Enter your email address and choose a strong password. Binance requires at least 8 characters with a mix of uppercase, lowercase, and numbers.

You’ll receive a verification code via email — enter it to confirm.

Step 3: Complete KYC Verification

KYC (Know Your Customer) verification is mandatory for all Binance accounts. Upload a clear photo of your ID and take a selfie. The automated system typically approves you in under 5 minutes.

Without KYC, you won’t be able to deposit, withdraw, or trade.

Step 4: Set Up Security

This is non-negotiable. Enable two-factor authentication (2FA) using Google Authenticator. SMS 2FA is also available but less secure.

Additional security measures to enable:

• Anti-phishing code: A custom word that appears in all legitimate Binance emails
• Withdrawal whitelist: Only allow withdrawals to pre-approved addresses
• Device management: Review and remove unknown devices

Step 5: Make Your First Deposit

You have several options:

• Crypto transfer: Send BTC, ETH, or USDT from another wallet
• P2P trading: Buy crypto directly from other users with local payment methods
• Credit card: Buy crypto with a card (higher fees apply)

Maximizing Your Fee Discount

Once your account is set up, take these extra steps to minimize fees:

1. Buy some BNB — Enable “Use BNB for fees” in settings for an extra 25% off
2. Use limit orders — Maker fees are often lower than taker fees at higher VIP levels
3. Check your fee tier — As your trading volume increases, you’ll automatically unlock lower fee tiers

With the referral discount + BNB payment, your effective trading fee drops to approximately 0.06% — among the lowest in the industry.