How to Earn Passive Income on Binance 2026 — Philippines Guide
Complete guide to earning passive income on Binance. Staking, savings, liquidity farming, and dual investment explained. Tailored for Philippines traders with PHP deposit methods.
For Philippines Traders
This guide is tailored for traders in Philippines. Sign up with referral code RATE20 for a 20% lifetime fee discount. Deposit PHP easily using local payment methods: GCash, Bank Transfer, Maya.
The Philippines has high crypto adoption driven by remittances and gaming.
Passive Income Options on Binance
Binance offers several ways to earn yield on your crypto holdings.
1. Simple Earn (Flexible)
What: Deposit crypto and earn daily interest. Withdraw anytime.
| Asset | Est. APY |
|---|---|
| USDT | ~2-3% |
| BTC | ~0.5-1% |
| ETH | ~2-3% |
| BNB | ~1-2% |
Best for: Funds you might need quickly.
2. Simple Earn (Locked)
What: Lock crypto for 30-120 days for higher yields.
| Asset | 30 Days | 90 Days | 120 Days |
|---|---|---|---|
| USDT | ~4% | ~5% | ~6% |
| BTC | ~1.5% | ~2.5% | ~3% |
Best for: Long-term holders who want higher yields.
3. ETH Staking
Stake ETH and receive WBETH (wrapped staked ETH):
- APY: ~3-4%
- WBETH is tradeable — no need to wait for unstaking
- No minimum stake amount
4. Launchpool
Stake BNB, USDT, or other tokens to farm new token rewards:
- Campaigns run 7-30 days
- APY varies (sometimes 10-50%+)
- New token distributions
5. Dual Investment
What: Commit to buy or sell crypto at a target price by a target date.
- Higher APY than simple earn (5-30%+)
- Risk: You may end up buying/selling at the committed price
Comparison
| Product | APY Range | Risk | Lockup |
|---|---|---|---|
| Flexible | 1-3% | Very low | None |
| Locked | 3-6% | Low | 30-120 days |
| ETH Staking | 3-4% | Low | None (WBETH) |
| Launchpool | 5-50%+ | Low-Medium | 7-30 days |
| Dual Investment | 5-30%+ | Medium | Fixed |
Tips
- Start with flexible savings — deposit idle USDT/BTC
- Lock only what you won’t need
- Check Launchpool weekly for high-yield opportunities
- Auto-subscribe to flexible savings for maximum compounding
- Don’t chase highest APY — understand the risks first
How to Deposit PHP on Binance
- Go to Trade → P2P on Binance
- Select Buy USDT with PHP
- Choose a payment method:
- GCash
- Bank Transfer
- Maya
- Select a verified merchant and complete the trade
- Use your USDT to trade any cryptocurrency on Binance
Verify Before You Sign Up — Don't Get Scammed
Many sites advertise fake referral discounts that don't actually apply. Before signing up through any referral link, always verify the referral code and discount rate shown on the Binance registration page. Here's proof of our verified referral:
- Referral Code: RATE20
- Trade Rebate: Up to 20% on every trade (lifetime)
- New User Bonus: Up to 600 USD
If the registration page does not show these benefits, do not proceed. Only sign up when you can confirm the referral code and discount are applied.